BODY { color: #000000 ;
       background-color: #FFFFFF ;
       background-image: url(MTMGfg.gif) ;
       background-attachment: fixed ;
       font-family: arial , sans-serif   }

TD.menu      { color: #000000 }
TD.body      { color: #000000 }

table.logo   { background-image: url(header3.gif) ; background-repeat: no-repeat }
table.errors { color: #000000 }
table.note   { color: #000000 ; font-style: italic }
table.prev-next { }

DT { color: gray }
DD { margin-left: 1pc ; display: list-item ; list-style-type: circle ; color: gray}
HR { color: #808080  }

A.menu:link    { color: gray     ;  text-decoration: none ; font-size: small  }
A.menu:active  { color: red      ;  text-decoration: none ; font-size: small  }
A.menu:visited { color: black    ;  text-decoration: none ; font-size: small  }
A.menu:hover   { color: white    ;  text-decoration: none ; font-size: small  ; 
                 background-color: navy    }

A:link    { color: darkgray ;  text-decoration: underline  }
A:active  { color: red      ;  text-decoration: underline  }
A:visited { color: gray     ;  text-decoration: underline  }
A:hover   { color: white    ;  text-decoration: underline  ;
            background-color: navy    }